KALPANA PANDEY
CEO & MD
CRIF High Mark

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With over 23 years of experience in the BFSI segment, Kalpana has been spearheading CRIF High Mark’s transition into a new age credit information bureau in India. Capitalizing on her past experience as Chief Technology Officer of erstwhile High Mark and at HDFC Bank as Senior Vice President – IT, Kalpana’s expertise are designing & managing many 'Time & Business' critical set-ups in key organizations. She excels in conceptualizing and transforming challenges into business opportunities.

Kalpana began her career with State Bank of India and then worked with IDBI Principal Asset Management Company as Head-Technology. An  M.Tech (Computer Science & Technology) & P. G. Diploma (Electronics &Communication) from IIT Roorkee, she is also certified on various internationally accepted Best Practices, Frameworks and Standards on Enterprise Architecture, Governance, Risk, Compliance & other Management practices.