R Gandhi
Deputy Governor
Reserve Bank of India


Mr Gandhi is currently a Deputy Governor of the Reserve Bank of India, the central bank of the country, overseeing the Financial Markets & Infrastructure vertical. His current responsibilities in the Reserve Bank include leading and overall direction and oversight on Foreign Exchange Management, Debt Management, External Investments & Operations, Payment & Settlement Systems, Currency Management, Government & Bank Accounts and Information Technology management.

Having joined the Reserve Bank of India in 1980, he has built, over these thirty six years, expertise and experience in varied fields which include, beside the payment systems and the information technology areas, financial market operations and regulation, currency operations and management, personnel and human resources management. He oversaw the Regulation & Risk Management vertical for two years. He represented Reserve Bank of India on the Basel Committee on Banking Supervision as a Member.

He had a three year secondment to the Securities and Exchange Board of India (SEBI), the capital market regulator of the country. He was also a Director on the Board of SEBI for about two years. He held the charge of Director of the Institute for Development and Research in Banking Technology (IDRBT), Hyderabad. He was the Executive Assistant to the Governor of the Reserve Bank of India for three years. He also was a Reserve Bank nominee on the Board of Directors of four public sector banks (at different points in time) for five years. He has been associated with various committees, working groups and task forces.

He has been educated in India and abroad. He has a master’s degree in Economics from the Annamalai University, in Tamil Nadu, India. He also has post graduate level certificates in Management Information System from The American University, Washington DC, USA and in Capital Market from the City University of New York, New York, USA. His technical education includes a certificate course in System Programming from the IBM Education, Sydney, Australia He also has a certificate in Gandhian Thoughts from the Madurai University, Tamil Nadu, India.

He was born in 1956.